Empressofbiz, Biz Tips Job vs Business ownership I love Mondays...what about you?

 I love Mondays...do you?

Monday Biz Tip ;) Good morning...the Monday adventure begins anew. I remember once upon a time...I use to hate Mondays... now I don't. I must have been a terrible employee...much better owner of my own business. For those of you who have "jobs" I really hope you enjoy them. 

For those of us in business and who work at what we love.... our main challenge is time management and focusing on what makes us money...not just doing what we enjoy and is easy for us.   
 Enjoy the day and make sure you do the activities that will bring you money!  :)

Plan your weekly list today...make sure the money making activities are there.  No money...no business.

Empress of Biz, Biz Tips. Sunday Morning Reflection: The Risk NOT to take

Sunday Morning Reflection:

Sunday Morning Reflection. In owning your own business there are calculated risks that you take. You do it because you have the confidence, courage and that inner drive that propels you. Sometimes you win...sometimes you loose. But there are times that your risk taking is not good. And one of those times is how we are protecting our families and business.

 This week I lost a business friend...only 61.  His family, employees, customers and business associates are still in shock. This is going to be a tough one for the family and the business.  It is a fifth generation business which looks like it is not going to make it.   No pre-planning...inadequate insurance and no one in sight who wants to take it over.  Most likely the assets will be sold for pennies of the dollar.    

Folks ...if you own a business please make sure your family and business is protected. I know money does not replace the one you love...but leaving things unprotected with little resources to take care of it...makes it so much harder to live thru. Please do some pre-planning to ...its the kindest and caring thing you can do.

EMPRESS OF BIZ! Carol B. Mitchell, Where Love Can lead you

EMPRESS OF BIZ! Listen! Learn! Prosper! - Live & Recorded Episodes:
Title: EMPRESS OF BIZ! Carol B. Mitchell Founder of Verland.a love story 
Episode Notes: Carol B. Mitchell, co-founder and President/CEO of Verland, is a amazingly 

dedicated woman who found a way to help those who had no place in society. Carol's 
organization, Verland serves people with significant intellectual and physical challenges in our area. The Verland story is one that will capture your mind and heart as you listen to Carol as she shares what it was like creating a program that support 230 plus individuals in 52 homes throughout our region. Join us and see how compassion, vision and courage led her and her co-founders to create a safe and loving environment for those who so desperately needed it. Listen...be inspired, Learn where a vision can lead you and prosper with the spirit of the story of Verland. 

EmpessofBiz, Biz Tips: Sunday Morning Reflection . All Started Small

Sunday Morning Reflection  

I believe in small business and you.   I know when we walk with vision,  a plan, courage,  dedication and confidence we can accomplish great things. All the big businesses that you see today....Google., IBM, Ford, Facebook, Apple & Microsoft  etc.....ALL started small propelled by someone's dream. My posting each day says I believe and support you.

My 30 plus years experience of owning business has taught me a great deal.  Some of the knowledge comes from successes I have had.  I have won numerous awards for my accomplishments,  achievements and advocacy of small business.    My clients have been recognized locally, regionally and nationally for their success.  Yet success alone does not build wisdom.  Many of my lessons have been learned painfully...mistakes made, shifts in market place, wrong advisors and my own shortcomings.

 I hope you will use these posts to stimulate your thinking and creativity. Please share your tips and experiences so we all can accomplish our dreams and continue to build our nation. Let us all dream big, support one another and make this our best year.

My best wishes for a prosperous and productive 2014.  May you be blessed with the energy, enthusiasm, courage and insight needed to make your dreams come true.
 JoAnn R. Forrester
SBA PA Women Business Champion 
PA Best 50 Women in Business
YWCA Tribute to Women, Entrepreneur Category
Co-Founder of the Women of Achievement Awards

EMPRESS OF BIZ! Listen! Learn! Prosper! -Money Trends 2014

New Year...Money Trends... Who has it? Who wants to Lend it. Who doesn't?

What's working...what's not. My special guest, Sue Malone The Money Lady and  President, Strategies for Small Business andt & CEO, National Lien Law Number One Provider of the SBA Patriot Express Program will be my guest, "The Empress of Biz,  as we talk about MONEY and what are the money possibilities for  small busienss owners

Ms. Malone is an extraordinary success story. Early in her career, Ms. Malone spearheaded the nation's first for-profit and not-for-profit ice cream parlor, Dreyera's Grand Ice Cream, in Oakland, California 's  project that taught inner city teenagers to operate a business while concurrently turning a profit in its first year. She was the very first woman parking facility operator in the United States, overseeing seven highly lucrative concerns in San Francisco. Additionally, Ms. Malone crafted the branding and merchandising for the World Figure Skating Championships, delivering sales over $369,000 in just three days. As national chair of The American Cancer Society National Gala Task Force, she has helped raised over $13 million dollars. And, for over ten years, Ms. Malone served as CFO and Vice President of a renowned commercial and industrial real estate firm in Northern California.

Her impressive accomplishments prompted companies nationwide to seek out Ms. Malone for growth-stage guidance and crisis-stage rejuvenation. In every case, Ms. Malone delivered results: avoiding all bankruptcies for those in distress, and successfully advancing others during critical transformations. Her consulting experiences led her to become President and CEO of National Lien Law, the premier service network assisting contractors across the country. This striking composite of detailed operational experience sparked Ms. Maloneâ's passion to expand capital access for small business.

Therefore, since the inception of both the SBA Community Express Loan Program in 2002, and the SBA Patriot Express Program in 2007, Ms. Malone, through Superior Financial Group, has been the number one lender by volume for both programs  for every single year. In so doing, Ms. Malone has funded over 32,000 SBA Community Express and Patriot loans, an achievement simply unrivaled in the industry.

Inspired by her respect for Veterans, Ms. Malone has chaired the finance panel at the annual Veteran's Affairs Small Business Conference, and she continues to focus on providing Veteran entrepreneurs the best opportunities to obtain capital.
EMPRESS OF BIZ! Listen! Learn! Prosper! - Live & Recorded Episodes:

Empress of Biz, Biz Tips Picking the Right Bank...crucial for your business success.

Part of your business success is having the right bank in your corner.  

Below is a link to an article that I wrote for the New Network for Women. 
Are you with the right bank?  
The wrong bank can create havoc in your business and delay your 
success.  
Picking the Right Bank by JoAnn Forrester.
Read and see if you are.

EmpressofBiz, Biz Tips: Saturday Biz TiP. Make your dollars work in your neighborhood

Saturday Biz Tip  Just a reminder end the year right...shop small business. The majority of dollars you spend at your local florist, hardware store, restaurant, bakery, shoe store, auto mechanic, independent book store, yogurt and ice cream store and etc and stays in the neighborhood. Small business owners pay more their fair share of taxes...versus the big guys. 

Support one another...it is a good business decision.