UN Women Executive Director: International Women's Day 2014 Progress for women..

Progress for Women is Progress for All....Celebrate the Women in Your Life.

EMPRESS OF BIZ! Listen! Learn! Prosper! - Escape from the cubicle..Job vs Business

EMPRESS OF BIZ! Listen! Learn! Prosper! - Live & Recorded Episodes:

Thursday March 6  at 9 Am on  the Empress of Biz we explore "What does it take to go from a ''JOB'" to owning your own business?  Do you have the "right stuff'?  The drive, the energy, the financial  courage  to take that leap?  My guest, Chris Nix does.  He went from a traditional job as an engineer to the one he always dreamed of... Artist.   Tune in and Listen to his journey, Learn from his journey and others and figure out how you can Prosper in your own venture.

EMPRESS OF BIZ! Listen! Learn! Prosper! - SAVING MONEY 20,000 Pennies Can't Be Wrong

EMPRESS OF BIZ! Listen! Learn! Prosper! - Live & Recorded Episodes:

   

SAVING MONEY!  20,000 PENNIES Can't BE Wrong!

Recently the host of the  Empress of biz has been her yearly quest to cut expenses...and this year we have hit the jackpot!. We will be sharing our 10 ways or so to save money...remember as Ben Franklin use to say...a penny saved is a penny earned! Well we have save 20,000 pennies a month! Listen, Learn &; Prosper with the Empress of Biz aka JoAnn R. Forrester.

EmpressofBiz, Biz Tips Money? Who is the Boss? IMPULSE...OR...

 MONEY.....

                     WHO IS THE BOSS? 

IMPULSE...OR....

Empress of Biz, Biz Tips: Money? Who is the boss?  Are you Impulsive?  You see it ...you gotta have it? Whether is it that new flavor of Starbucks Coffee or that bright new shiny red truck...if you want it...you have to have it.  Are you always running on empty because you broke your budget? Or are you saying .... budget?  What the ****is that?

What about your long range goals? Do you have them? Savings? Good credit? Bad Credit?  We all have a relationship with money....some of us  are DISASTROUS, a few of us  are really FRUGAL  and know where very penny goes... and then there is the rest of us.  We muddle along...buying lots of stuff, juggling funds, paying our bills and still trying to save something...but not enough to get us through a real difficult patch. 

 Often we feel conflicted about how we spend money...and may get into some pretty heated discussions with spouse, partner, friends and family about money and how we think people should spend it or manage it.  

 When I work with my client and their problems with money in their business, I hear lots of stories, excuses, and justification for how they make their decisions on money and their bill paying and buying habits.   Like the recent decision of a client of mine who needed an additional truck for his business

 His choice:

 1. Buy the brightest RED shiny one with all the bells, whistles and gadgets.  Or  ..

 2. Buy the used truck, in good condition with a good warranty which would do the  job and save him $400 a month in payments.

No need to guess...we know which one he picked.

I often found myself wondering why we do what we do with money.  Often I am the one that has to work with the client to solve the money problem and justify to the banker what has happened.  And that is NOT always easy.

  

Well, who can we blame this problem on?  Aha! We can point the finger to our parents and how they handled money? Or...we can we blame it on our educational system for not teaching us enough about money.  Or what about the  government...it has to be their fault...they certainly don't know how to handle money.

 But wait...I have finally found the answer that makes sense!   It's our BRAIN'S  fault.  Recently I listened to an insightful discussion by Jean Chatsky on money and how our BRAIN sees money and plans to spend it.  One part, "the OLD Brain" is wired for survival and instant gratification.  Hungry we eat...cold we seek shelter, thirsty we drink water, etc.  The other part...the NEW Brain the "thinking part.. is the one that seeks to solve problems and likes projects and long range goals.  This  "thinking" part is often over ruled by the impulsive part and we end up making decisions that run from ok to mediocre to that  was terrible and what the hell was I thinking.  

So now what do we do? Continue our old patterns and just add the excuse it was brain that made us do it? Or do we learn how to manage our impulses and train ourselves to be good thinkers and managers of  money. Of course the decision is up to you. But the choice is obvious to me...do I let my impulsive Old Brain run the show and or do I let the New Brain be the boss.   I know which one I choose.  What about You?

S. I. Business Associates (SIBA)has been guiding small business to success since 1975.  Jo Ann Forrester, President is a business growth specialists and partner in several business including S I Business Associates, Price it Perfect Ô and Celebrate & Share. She and her staff specialize in helping small business grow.  They have raised $40 million dollars in business loans and investment for clients over the years.  If you are ready to start, grow or build a successful company give SIBA a call.

Co     Information compiled by Jo Ann R. Forrester of SI Business Associates.  Copyright 2014

Call 412-440-6969

EMPRESS OF BIZ! Listen! Learn! Prosper! - Best Practices for Non-profit with Attorney Norma Caquatto

EMPRESS OF BIZ! Listen! Learn! Prosper! - Live & Recorded Episodes:

The Lawyer Edition of the Empress of Biz. with Attorney Norma Caquatto. This is one of our most popular guest, Attorney Norma Caquatto is back sharing her wealth of knowledge on non-profit law. What are the plusses and minuses of non--profit status. How to start your organization right...Make sure you avoid conflict of interest...avoid penalties. What can you do and not. Picking the right board members. Do it right and avoid losing your non-profit status. Listen in and receive expert legal advice from, Attorney Norma Caquatto, who has specialized in the needs for small business and non-profits corporations. Knowing the right structure for your business is critical for your success. Tune in Listen, Learn and Prosper with the Empress of Biz and attorney Norma Caquatto.

NAWBO Newsmakers -Alice Williams Director of WEEE

NAWBO Newsmakers - Live & Recorded Episodes:

NAWBO NEWSMAKERS .  Updates, news, sources and information that business women need to know.  Today's guest, Alice Williams, founder and director of WEEE.   WEEE is  an incubator, workspace  and training center for women who seek to own their own business. Alice Williams is an amazing women who had a vision, dedicated herself to the vision. worked incredibly hard and preserved and made her vision come true.  Listen and be inspired.

Today at four pm.  If you cannot listen today...you can always listen later.  Hear our stories and be inspired of what women can do.!

Host:  JoAnn R. Forrester, Empress of Biz, Listen, Learn Prosper!

Donna Baxter, of Soul Pitt Media, President of the Greater Pittsburgh Chapter.

Poverty stalks Women New report says millions of women at risk of falling into poverty, economic ruin

New report says millions of women at risk of falling into poverty, economic ruin  and the War on women continues

Women make up close to two-thirds of minimum-wage workers in the country — and upwards of 70 percent of those low-wage workers receive no paid sick days whatsoever, according to the report. 

“These are people who are trying to survive on minimum wage, which is not a living wage,” Shriver said on NBC’s Meet the Press Sunday. “The number one thing that would make the most difference to them is getting sick days,” she added.

All the while, some 40 percent of all American households with children below the age of 18 include mothers who are either the only or primary source of income — with the average earnings of full-time female workers still just 77 percent of the average earnings of their male colleagues, the report reads.

As a nation we say one thing...motherhood and children are our future....and yet our treatment and laws allow poverty to continue to stalk women.   Our  future is doomed if we continue to allow this downward spiral to continue.